Individual NH Health Insurance

Safeguard Insurance wants to help you navigate through Obama care and get Individual NH Health Insurance for you and your family.

NH Health InsuranceBuying Individual Concord, NH Health Insurance has never been easier just give us a call or send us an email.

Although it seems that our choices to buy Individual NH Health Insurance is more complicated than ever and that the carriers to choose from has decreased, that is actually not the case.  The simple fact is that there are more choices available for individual health insurance NH then ever before. Under the Affordable Care Act, New Hampshire residents have seen an increase in the availability of Individual NH Health Insurance carriers but you should use a licensed insurance broker to help complete your decision on which company and plan to buy.

Why Individual Concord, NH Health Insurance has seen such turmoil

In 1994 SB 711 passed this New Hampshire legislation and the choices for NH Health Insurance became very limited, see article http://www.unionleader.com/apps/pbcs.dll/article?AID=/20111204/OPINION01/712049985. Under this new law 6 out of 10 insurance carriers discontinued issuing new Health Insurance NH policies and cancelled existing policies. So with the enactment of the new Federally Facilitated Market place,  the entire country has been forced into similar rules and the insurance companies must comply to be able to continue to offer Individual Health Insurance NH.

What kind of individual NH Health Insurance is available?

Under the new Federally mandated health care law there are 5 levels of coverage available and all insurance carriers providing coverage must provide basic coverage’s under these rules.

  • Catastrophic (only available up to age 30)
  • Bronze
  • Silver
  • Gold
  • Platinum

For an explanation of each of these different levels of coverage please feel free to give us a call or fill out the contact me form for a phone conversation of a personal visit from one of our licensed representatives.

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