Whether you are looking for NH Term Life insurance or Permanent NH Life Insurance, Safeguard Insurance will be there for you.

When should I get NH Term Life insurance?

The best time to buy insurance is when you are young and healthy, but sometimes that not realistic. Most people buy do to a life changing event such as;

• Birth of a child
• Purchasing a house (getting a mortage)
• Getting married
• Buying a business
• Estate planning

A lot of people ask “What is the difference between NH Term Life Insurance & Permanent NH Life Insurance“?

Sometimes the answer can be complicated depending on the insurance product that is being recommended to you or for your business by you broker.

The simple answer is;

• “NH Term Life Insurance” is good for the term that you selected, example; 10 yr level term insurance means that the premium and amount of insurance stays the same for 10 years as long as you continue to pay your premiums. (There are many different types of term insurance so please consult one of our licensed agents before selecting a product for you or your business)
• “NH Permanent Life Insurance” provides for a fixed amount of permanent life insurance at a fixed premium rate for as long as you pay your premiums or if you have chosen another option to increase your premiums. Permanent insurance an also provide a return of your premium depending on the type of policy chosen. (There are many variations when it comes to this type of New Hampshire life insurance so please consult one of our insurance broker before choosing any option)

Getting coverage is a necessity today to really provide for your loved ones.

Safeguard Insurance provides multiple buying choices with a variety of NH Term life insurance plans to care for your family. Our professional insurance agents will help you through the puzzle and make it easier for you and your loved ones to make an educated decision. If you already have an existing policy,there have been a lot of changes in rates for life insurance so, see how much you can save – get your Life quote from Safeguard Insurance right now.